Need an appraisal in Phoenix or Maricopa County?![]() The top seven reasons AZ homeowners hire Juan Restrepo:
Own a home in or near Phoenix, AZ and need help determining the value of it?
We at Juan Restrepo understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Juan Restrepo will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours. Appraisals to cancel PMIAn attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping clients just like you dismiss unnecessary PMI insurance. Challenge Maricopa county's assessment of your propertyLets say you live in a region that's declining -- your local tax assessor may have your house overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Juan Restrepo is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. Not only can this be troublesome from a cash flow point of view, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Juan Restrepo can provide you with efficient appraisal that will help you reinstate your home equity line of credit. We Also Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for precision? In a field review we will go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home. |